Top 10 Career Options in Commerce After 12th in Commerce Stream

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In recent years, commerce has become one stream that is popular among students of grade 11. It’s challenging but is also quite scoring. So, if you have the knack for it, the sky is the limit. Do you love numbers? Do you have a logical and an analytical turn of mind? Then, a career options in commerce might just be the right choice for you.

Table Of Content : Top 10 career options After 12th in commerce Stream

  1. Financial consulting
  2. Cost & Management Accountant
  3. Statistic Data Analytics
  4. Certified financial Planner
  5. Chartered Accountancy
  6. Investment Banker
  7. Private Equity Specialist
  8. Company Secretary
  9. Actuaries
  10. Stockbroker

Financial Consulting

Career Options in Commerce? Financial consultants works with companies or client to plans for their financial futures by offering information and guidance on topics that include taxes, investments and insurance decisions. Some consultants work for consulting firms that focus on the financial needs of specific business or industries. They meet personally with clients to assess their financial situation to present a financial plan that includes both short-and long term financial goals. Consultants help clients with their financial planning decisions for retirement, education, day-to-day expenses and investments. Many consultants has license to buy and sell financial products such as insurance policies, stocks and bonds.

Cost & Management Accountant

cost accountant create budgets and manage costs for a company. Its involves establishing a budget to manage costs and maximize profitability. The majority of the such accountants hold baccalaureate degree in accounting or finance, and many choose to voluntarily become Certified Management Accountant (CMA)

Statistic Data Analytics

Data Analytic translate numbers into plain English. Every business collects data, whether it is sale figure, market research, logistics or transportation costs. A data analytic’s job is to take that data and use it to help companies make better business decisions. There are many types of data analytics in the field, including operations analytics, marketing analytics, financial analysts etc. A bachelor’s degree is needed for most entry-level jobs, and a master degree will be needed for many upper-level jobs. Most analysts will be degree in fields like math’s, statistics, computer science, or something closely related to their field. Strong math’s and analysis skills are needed. 

certification is available, depending on the field you go into.

Certified financial Planner

Career Options in Commerce? A certified financial planner, also called a personal financial advisor, works with individual and business to guide them in making budgetary, savings and investment decisions.

you need good communication and interpersonal skills in addition to financial knowledge.

Certification is not mandatory for financial planners, but it can help with career advancement. The certified financial planner board of standards requires a degree, experience and passing a competency examination for certification. The sale of certain products, such as insurance or bonds, may require a state license.

Chartered Accountancy

A career as the chartered accountant is not only challenging not also rewarding. The responsibilities and work of C.A. involves financial planning, accounting, taxation, and auditing. The C.A. job description might include ensuring the best return on clients’ taxes, conducting analyses and advising companies on long term financial planning strategies like business acquisitions, or performing in-depth audits to ensure accuracy

Investment Banker

Investment banker raise funds for corporations and government agencies by structuring the insurance of securities such as stocks and bonds. They also advice corporations that are contemplating mergers and acquisitions. Careers in investment banking require strong quantitative abilities combined with excellent sales skills, a willingness to work hard, excellent people skills, and a competitive exam.  Most investment banks prefer finance, accounting, business administration, or those business degrees. An undergraduate degree matters less in the hiring process if an individual had a master’s degree in finance, business administration, or another relevant area. Courses in economics, finance, and mathematics are highly recommended in this field. Investment banks may require certain securities licenses such as a series 63 and series 79, issued by the financial industry Regulated Authority (FINRA) after passing an exam.

Private Equity Specialist

Private Equity specialists work for investment banks. they work in merges and acquisitions, or equities divisions of a company. They are required to raise money from banks, high net worth individuals, and private firms to chase returns beyond those offered by public stock exchanges. These specialists try to predict the return of investment of a particular organization and determine how to best use the investment given.

Private Equity professionals usually perform many of the following tasks such as- Raising money from other companies, determining uses for investments, performing financial accounting, predicting return of investment, investing money. Applicants for private Equity industry jobs are required to have a bachelor’s or master’s degree in finance, economics, investment analysis, or accounting. Persons working on this sector who have managerial responsibilities are also required to doctorate in investment analysis, econometrics, math or finance engineering. One of the certifications available for professionals of this industry is the certified public accountant. This qualification requires that the candidate has continuing professional education to maintain an active license.

Company Secretary

Company secretaries provide guidance to company directed, managed or controlled.

This is also known as corporate governance and it includes ensuring that the company complies with legal and regulatory requirements.

The responsibilities of job includes- convening and servicing AGMs, providing legal, financial and strategic advice, training directors and members of the senior leadership team on cooperate governance matters, writing reports and many more. In some organizations, the role might also cover some aspects of office management. Risk management and HR.


Career Options in Commerce? Actuaries analyze the financial costs of risk or uncertainty. They use mathematics. Statistic and financial theory to assess the risk of potential events, and they help businesses and clients develop policies that minimize the costs that risk. Actuaries work is essential to the insurance company.

Typically duties they do estimating the profitability and likely economic cost of an event such as death, sickness, an accident, or a natural disaster. They design, test and other business strategies to minimize risk and maximum profitability. They produce charts, tables and reports that explain calculations and proposals. Forecast the potential costs of the event if it does occur, whether the insurance company has enough money to pay future claims.

Actuaries must have a strong background in mathematics, statistics and business. To become certified professionals, students must complete coursework in economics, statistics and corporate finance.


Your role in a stockbroker job is to manage the financial portfolio of your client; so this could be an individual or a company. On the advice of investment analysts, you will discuss with your client who shares to buy or sell to get them the best return on their money. Successful broker are quick thinker with full of bright ideas.

Although there are no set qualifications if you want to become a stockbroker, most employers will expect you to have a degree or, even better, a postgraduate qualification such as MSC or MBA. To become a fully –qualifies stockbroker you need to be registered with the financial Service Authority (FSA) which involves passing an exam approved by the FSA.

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Top 10 Career Options in Commerce After 12th in Commerce Stream